Euclid: Early Release Observations -- The star cluster systems of the Local Group dwarf galaxies IC 10 and NGC 6822

Star clusters are valuable indicators of galaxy evolution, offering insights into the buildup of stellar populations across cosmic time. Understanding intrinsic star cluster populations of dwarf galaxies is particularly important given their role in the hierarchical growth of larger systems. Using Euclid Early Release Observation data, we study star clusters in two star-forming dwarf irregulars in the Local Group, NGC 6822 and IC 10 [$M_\star \sim$ (1--4) $\times10^8 M_\odot$]. With Euclid, clusters are resolved into individual stars across the main bodies and haloes of both galaxies. Visual inspection of $I_E$ images uncovers 30 new cluster candidates in NGC 6822 and 16 in IC 10, from compact to extended clusters. We re-evaluate literature candidates, producing combined catalogues of 52 (NGC 6822) and 71 (IC 10) clusters with confidence-based classifications. We present homogeneous photometry in $I_E$, $Y_E$, $J_E$, $H_E$, and archival UBVRI data, alongside size measurements and properties from BAGPIPES SED fitting. Synthetic cluster injection shows our sample is $\sim 50$% complete to $M \lesssim 10^3 M_\odot$ for ages $\lesssim 100$ Myr, and to $M \lesssim 3\times10^4 M_\odot$ for $\sim 10$ Gyr. IC 10 has more young clusters than NGC 6822, extending to higher masses, consistent with its starburst nature. Both dwarfs host several old massive ($\gtrsim 10^5 M_\odot$) clusters, including an exceptional $1.3 \times 10^6 M_\odot$ cluster in NGC 6822's outskirts. In NGC 6822, we identify a previously undetected, old, extended cluster ($R_h = 12.4 \pm 0.11$ pc). Using well-defined criteria, we identify 11 candidate GCs in NGC 6822 and eight in IC 10. Both galaxies have high specific frequencies ($S_N$) but remain consistent with known GC scaling relations at low luminosity [abridged].